Year of Account	Return on Premium Limit	Return on Funds at Lloyd's
2001	(12.4)%	(31.0)%
2002	13.7%	34.3%
2003	21.2%	52.9%
2004	10.5%	26.2%
2005	5.6%	13.9%
2006	26.2%	65.5%
2007	18.4%	45.9%
2008	10.1%	22%
2009	19.1%	42%
2010	3.1%	7.1%
2011 est	3.2%	7.1%
2012	Due May 2013

   

Notes

1. 2001-2010: Results at 36 months calculated from Hampden Members' aggregate returns excluding any movement on Run-off years.
2. 2011: Mid-point Estimate calculated from Syndicate Returns mid-point estimates at 2011 Quarter 8 (Dec 2012).
3. Premium Limit is the total amount underwritten by the Member.
4. Funds at Lloyd's (FAL) is the amount of capital committed by the Member to back their Premium Limit.
5. FAL are assumed to be 40% of Premium Limit in the years 2001 to 2007, 45% for 2008 to 2011 and 50% for 2012 onwards.
6. All returns include standard personal expenses, but are shown before Members' Agents charges.
7. 2008 to 2011 account figures are unaudited.

Past performance is not necessarily a guide to future performance.

Source: Hampden Underwriting Research. Figures shown above are rounded to 1 decimal place.